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Saturday, January 5, 2008
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Saturday, January 5, 2008

What is Fen-Phen Lawsuit Settlement Funding – Lawsuit Loan Program. How does it Work
No- Risk Lawsuit Settlement Funding for Fen-Phen Drug Liability Lawsuit Plaintiffs
Plaintiffs involved in pharmaceuticals lawsuits like Fen-Phen, Zyprexa and Vioxx litigation do not realize, they can now get legal cash advances or lawsuit funding, while they are waiting for their lawsuit settlement money. It is called lawsuit funding or often referred as lawsuit loan, lawsuit financing, litigation financing, legal finance, pending lawsuit loan, litigation funding, lawsuit cash advance, lawsuit advance funding, personal injury lawsuit financing, legal financing and personal injury lawsuit funding.
Fen Phen, an anti-obesity medication (an anorectic) was used as a diet drug for many years. It is a combination of two drugs, fenfluramine and phentermine. Beginning in 1992, these were marketed under the trade name of Pondimin or Redux. During the period from March to August 1997, the Mayo Clinic in Rochester, Minnesota observed and reported an association between the use of fenfluramine and/or dexfenfluramine and valvular heart disease. The FDA requested its removal from the market late in 1997 when reports arose of role of Fen-Phen in causing heart valve disease and pulmonary hypertension.
It is estimated that over 6 million persons took Fen Phen (also called Phen- Phen or Phen- Fen). Since millions of people had taken the diet drug Fen Phen, a large percentage of these people were experiencing drastic side effects, and in some cases even death. A large number of the product liability lawsuits were filed because of the serious adverse effects of Fen Phen. As recently as April of 2005, American Lawyer magazine revealed that more than 50,000 product liability lawsuits have been filed by Fen-Phen victims. Total liability paid out to plaintiffs in Fen-Phen class action lawsuit settlement could reach as high as $14 billion.
It does not seem fair for the plaintiffs, that even if they have won their Fen-Phen lawsuit settlement, they may lose because too little money comes in too late. They need money now. Most of the plaintiffs, because of their medical conditions have missed work or lost their jobs. They can no longer meet their mortgage/ rent or car payments. Many of them may be one or two payments away from foreclosures. They may be in need of medical treatments. They need to pay education expenses of their children.
But now this new lawsuit settlement funding or litigation financing program is great help to Fen-Phen lawsuit plaintiffs. With a lawsuit cash advance or pending lawsuit loan, on your Fen-Phen lawsuit settlement, you reduce the financial and emotional stress on you and your family. This risk free source of lawsuit loan or lawsuit funding is now available for plaintiffs involved in Fen-Phen and other pharmaceutical lawsuits.
But these are not loans because the money does not have to be paid back unless the case is won or settled. These are non- recourse legal cash advances. It carries no risk because Fen-Phen lawsuit plaintiffs pay only when they get their Fen-Phen settlement money from Defendant Company.
Litigation financing or so called Lawsuit loan can help them buy some time with a cash advance on their Fen-Phen lawsuit settlement.
Fen-Phen Lawsuit Funding or Lawsuit Loan: How does it work?
There are many advantages of Fen-Phen lawsuit funding or litigation financing Program. The process to receive lawsuit loan or lawsuit cash advance is risk free & simple. There are no monthly payments. The total process is confidential, prompt and discreet.
1. Making an application for lawsuit funding or pending lawsuit loan is free and there is no obligation. A good and reputed litigation financing company should not charge any upfront fee or any application fee, processing fee or any monthly fee.
2. Plaintiff may have a bad or no credit. No employment requirement is required to apply for a lawsuit loan or personal injury lawsuit funding.
3. Quick and thorough underwriting process to qualify client (some times in 6-8 hours).
4. If approved for lawsuit advance funding or lawsuit cash advance, funds are wired into your bank account, the same day. Of course, you can take a bank check also.
5. Plaintiff payback upon successful settlement/verdict of case.
6. If plaintiff loses case, plaintiff owes nothing to litigation financing or lawsuit funding company.
They can use the lawsuit loan or legal cash advance in any way they like. They can use the money for living expenses; pay their bills, mortgage/ rent / car payments, medical treatment, education expenses. As a matter of fact use it any way they like.

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About the Author: Paul Sherman is a Legal Funding Consultant. He offers free, professional, and independent advice to plaintiffs involved in lawsuits (incl. business owners) & Attorneys. To apply for Lawsuit loan, Commercial Lawsuit funding, Law Firm loan, Attorney funding & Structured Settlement funding please visit: http://www.easylawsuitfunding.com


Personal Injury Lawyer New York City is a legal advisor
An injury is an incident that can happen to anyone at any point of time. Any individual can become victim of injury at any point of time. In fact sometimes accidents can prove to be fatal, so one must be cautious about this. It is very disturbing to know that an injury can lead to loss of life. A personal injury lawyer can assist an injured person at any time at his call. If injured take help of a doctor and never forget to call a personal injury lawyer. He will assist the victim to get legal help and will make him rewarded with the compensation. It is a law in United States that if someone gets injured then he has to be compensated by the defaulter. It is always advisable to avoid accidents and mishappening which can create serious problem for an individual.
A personal injury lawyer New York City is a legal representative who assists an injured person to get the compensation that is due to him. One who is injured can ask for the compensation from the defaulter, he is liable to get the compensation. If victim is resident of New York then he has various options to choose from the list of injury lawyers. It has been observed that most of time injury happens due to negligence of other person. The lawyer makes his client familiar with the basic facts regarding injury laws that an injured is unknown about it. The lawyer is very dedicated towards his client’s case and he wants him to be rewarded with the compensation amount. He tries his level best to make the case in favor of his client.
There are various lawyers in the city who deals clients in different cases but a personal injury lawyer is one helps the client’s in injury cases only. He is a master of injury case and had abundant knowledge that can help a victim to get compensation. He is extremely qualified and his talent works as an important tool for an injury case. At any time the injured can take his assistance but this is not so with rest of the lawyers who are specialized in different fields. A general lawyer assists only during working hours and during working days. If the injured is hiring a highly experienced person then he may have to pay more money as fee.So, if looking for an inexpensive lawyer then one can come many lawyers with good qualification and experience.
One can get injured either from a car or from a heavy vehicle, but in both the cases important step is to earliest help from a personal injury lawyer and a doctor too. Occasionally, it happens that one is victim of medical malpractice due to an unprofessional doctor. After filing a case in the court, the victim will instructed to appear in the court at given date. Hearing will be done in front of magistrate and every aspect of case will be considered. The lawyer will help his client in every aspect and can thus the result would be in the favor of injured person.Thus, the lawyer helps his client in getting the compensation.
Hadiya Robins is a legal expert.She gives advice to clients who are looking for New york lawyer,Highest rated personal injury lawyer,Personal Injury Lawyer New York City.For legal advice and to get services of a Lawyer in New York visit www.pulversthompson.com
Personal Injury Lawyer New York City


Mobile phone ban cuts car accident claim rates
At the end of last month we saw the Government's latest effort to reduce the amount of road accidents and resulting car accident claims made for personal injury in the UK. A new law, with an increased penalty for using hand-held mobile phones while driving, was introduced on 27th February 2007.
The need for a law to prohibit the use of mobile phones behind the wheel is highlighted by the fact that motorists are four times more likely to be involved in a road accident if driving whilst using a mobile phone. Scientists have proven that a mobile using driver's reaction time is reduced by a staggering 50% compared to that of a normal driver's. According to the Direct Line Mobile Phone Report 2002, using a mobile involves a number of distractions including visual, auditory, mental and physical.
Would you tie your shoe lace while driving? Would you read a book while driving? Would you apply your make up while driving? Ok some people would and some people have been caught in the act but it is extremely dangerous. It is enormously difficult to do more than one thing at once, especially while carrying out a task like driving, which takes tremendous concentration.
Even the most cautious and adept of drivers are at risk of causing a road accident which could result in serious personal injury and end up needing to make a car accident claim. It takes less than one second for a car accident to occur and a few moments fiddling with your mobile, whether you are writing a text message, pressing the receive button or adjusting the volume, is all that's required.
It is also important that anyone who is considering making a call to someone who they know is driving thinks twice before hitting the little green button. If you really have to communicate something that can't wait, think about catching them before they set out on their journey or simply send them a text that that they can pick up when they pull over.
Drivers should safe-guard themselves by switching their phone to voicemail, message service or call-diversion before getting behind the wheel and remember that if their phone does ring they should let it ring until they are able to answer it safely and legally.
Remember that you could be just as easily penalised for using your mobile phone while in a traffic jam or waiting for traffic lights to change as you would while bombing down a motorway. In fact, when at a standstill there is probably more chance of you being caught out and it isn't worth the risk of gaining a penalty or causing a car accident.
If a police officer suspects that you have been using a mobile phone while behind the wheel, as a result of your poor driving, he or she is entitled to pull you over. Assuming the case goes to court, your mobile phone records for the time the incident occurred can be checked and if it turns out you were either making or receiving a call you will face the consequences.
Superintendent Paul Morison from the Sussex Police Road Policing Department has commented, "This is not another bash at the motoring public, it's about helping to prevent people getting injured on our roads.
"The severity of the penalty reflects the dangers posed through mobile phone use and not maintaining proper control of your car.
"We will stringently enforce this law from the 27th February and believe it will lead to safer roads and safer communities."
However, similarly to when the new child seat legislation was updated back in September 2006 [link to copy], there is a lot of confusion as to what the new mobile phone law pertains to. This is precisely why the personal injury compensation claim experts here at Car Accident Advice Line have decided to simplify what's what if caught using a hand-held mobile phone while using a motor vehicle (including a motorcycle) while on public roads.
The old mobile phone law (prior to 27th February 2007)
* On the spot fine of �30
* No points on your licence
The new mobile phone law (27th February 2007 onwards)
* On the spot fines of �60
* Three penalty points on your licence
* If the case goes to court:
* Maximum fine of �1,000 for car drivers
* Maximum fine of �2,500 for bus, coach and heavy goods vehicle drivers
Also:
A driver can be prosecuted for using a hands-free device if they are considered not to be in proper control of their vehicle when using the device, and the same penalties apply.
Employers are at risk of being prosecuted. If an employee is required to make or receive mobile phone calls while driving then their employer could face a fine.
Exceptions to the rule
While it is the government's intention that the new regulations should be abided by all drivers, at all times there are some minor exceptions to the law:
A driver is permitted to call 999 or 112 (in countries where 112 is not the emergency number callers are likely to have their calls redirected to the local emergency number) in response to a genuine emergency.
Two-way radios are excluded from this regulation. However, other devices for sending and receiving data such as PDAs and similar devices are included.
What this means
As well as running the risk of causing a fatality or serious personal injury in a car accident, those that talk and drive face an expensive outcome. The impact of having three points added to your licence could be bigger for some than others. Penalty points can add pounds to your car insurance premium and young drivers could also face having their licence revoked. If you are caught using your hand-held mobile phone points just twice and gain six penalty points within two years of passing your test you will lose your licence and have to re-sit your test.
How will drivers be made aware?
From 22nd January 2007 a campaign has been running on television, radio and online as well as throughout the national press in order to increase awareness about, and show support for, the change in legislation. Road Safety Officers will also be promoting the campaign in their local area, hoping to decrease the risk of car accident injury claims in their area.
One ad has been televised showing a man chatting to his wife on his mobile while driving home. He is involved in a road accident while his wife is listening at the other end of the line and the ad shows the devastating effect chatting on your mobile while driving can have. Think! www.thinkroadsafety.gov.uk/index.htm has also produced promotional material heading the tagline 'Dying to take a call?', also taking a hard-hitting approach to road safety awareness.
If you have been involved in a non-fault collision caused by someone using a mobile phone you may be well within your rights to make a car accident claim for damages. You could employ the help of a no win, no fee personal injury solicitor to represent your case and make a claim for the compensation that you deserve.
This article may be published on another website free of charge, on the condition that a link is provided from this article to our website: http://www.car-accident-claim.com/car-accident/liverpool-woman-makes-car-accident-claim.htm
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Simon Jacobs, Car Accident Advice Line http://www.car-accident-claim.com/car-accident/liverpool-woman-makes-car-accident-claim.htm helps people to claim compensation after they have been injured in a car accident that was not their fault. You can call us now on 0808 143 43 42